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Certificate IV in Finance and Mortgage Broking

Nationally Recognised Training

Mentor Education's Certificate IV in Finance and Mortgage Broking (FNS40815) is suited for those looking to enter the finance and mortgage broking industry, or who are already working in the industry and want to achieve a nationally recognised qualification that also meets the education requires as outlined in ASIC's RG206.

This course can be undertaken prior to completion of the Diploma of Finance and Mortgage Broking Management (FNS50315) qualification. This is recommended for those without prior industry experience. However, from the 1st of January 2018 professional associations will require that the Diploma of Finance and Mortgage Broking Management as the minimal education requirement for attaining Associate Credit Adviser or Adviser Membership.

Enter or advance your standing in the mortgage broking industry with confidence! Employers are increasingly looking for candidates who are equipped to meet the challenges of being a successful finance and mortgage broker, who has graduated at the leading edge of their field.

Course Entry Requirement

This is an open entry course with no pre-requisite qualifications. In order for participants to successfully complete this course, it is recommended they have a strong grasp of literacy and numeracy..

Course Outcome(s)

This qualification is required by responsible managers and representatives who need to meet the initial requirements of Section 47(1) (f) of the National Consumer Credit Protection Act 2009 (National Credit Act) which places responsibility to gain and maintain the competence to provide the credit activities authorised by a credit license.

This course helps you to:

  • Proactively assess clients loan applications
  • Assist clients through the lending process
  • Provide tools that protect clients and ensure the clients suitability

Continuing Professional Development (CPD) Guidelines

Please refer to your relevant association for further information on CPD points available to individuals on completion of this course.


Who Should Enrol?

The program is for successful finance officers, responsible managers and mortgage brokers who wish to offer finance and mortgage broking services, it has a strong practical, experiential focus which encourages application of principles.

The courses can be tailored to meet the needs of Finance and Mortgage broking firms, organisations and institutions.

Course Durations

It is expected that students will spend 650 hours in learning and related activities if completing on a full-time basis over 6 months. Students who have extensive industry experience will be expected to complete it in a shorter period.

Course Outline

This course introduces finance and mortgage broking, and works through the lending process and examines the agreements you will require to implement the loan.

Mortgage Broking

  • The Australian Economy
  • The Australian Financial System
  • Operating a Mortgage Broking Business
  • Compliance Requirements
  • The Credit Approval Process
  • The Five C's of Credit Analysis
  • Principles of Professional Management
  • Resolving Conflict
  • Time Management and Personal Development
  • Risk Management

Units of Competency

Core Units

  • Process applications for credit
  • Prepare loan application on behalf of finance or mortgage broking clients
  • Identify client needs for broking services
  • Present broking options to client
  • Comply with financial services legislation and industry codes of practice
  • Apply principles of professional practice to work in the financial services industry
  • Develop and maintain in-depth knowledge of products and services used by an organisation or sector
  • Design and produce business document

Elective Units

  • Develop and nurture relationships with clients, other professionals and third party referrers
  • Manage personal work priorities and professional development
  • Settle applications and loan arrangements in the finance and mortgage broking industry
  • Implement customer service standards


We have designed our assessment activities in line with best practice standards to help you deliver quality advice outcomes to your clients.

Assessment

Assessment tasks may be a combination of:

  • Multiple choice questions
  • Short answer questions
  • Case study and scenario responses
  • Projects, Portfolio
  • Role Plays
  • Practical Demonstration
  • Journal and Self-reflection exercises

FLEXIBLE DELIVERY OPTIONS: NATION-WIDE

Mentor Education specialises in providing professional education and training services to you anywhere, any-time. We appreciate that learning needs differ for each individual and organisation, which is why we allow you to select the approach that works best for you.

The Certificate IV in Finance and Mortgage Broking (FNS40815) course is the default qualification for the finance and broking industry. If you want to graduate at the leading edge of this field with the skills and knowledge to get ahead in the industry, then this is the course for you.

Online
  • No hidden costs
  • Self-paced
  • Start anytime
  • Online assessment
  • 1300 phone support

$550.00

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TESTIMONIALS

Great company to complete online learning with.
Education had a flexible approach to my programme and helped me with all my queries. I know I have taken a few years to complete my DFP but it was worth the time since I had no cut off time. I am planning in doing my ADFP soon. I would recommend "Mentor Education" to anyone that is interested.

Nancy Gansalvez

You can actually talk to a Teacher!
I completed my Diploma of Financial Planning RG 146 with Mentor last year long distance while still working, they were very helpful and there when ever I needed help. You can actually talk to a Teacher or email them. They are polite and always check by email to make sure you were happy with their help, and to email back if not. Great 110% service. I had to use "another company " for another course because the Boss paid for it and honesty there was 0 service, no teachers at all and rude/money hungry people.

Andrew Hughes

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