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Certificate IV In Credit Management (FNS40115)

End of Year Special Offer*

Save 20% off your course fees!*

Nationally Recognised Training

The Certificate IV in Credit Management (FNS40115) is considered the 'minimum entry requirement' for those new to the credit management industry or transferring to a position where they are required to provide credit advice to retail clients.

In this ever-changing marketplace, employers are increasingly looking for candidates who are equipped to meet the challenges of being a successful credit representative, loan officer or broker and graduate at the leading edge of their field.

Focused on your Success

This Credit Management qualification is required by responsible managers and representatives who need to meet the initial requirements of Section 47(1)(f) of the National Consumer Credit Protection Act 2009 (National Credit Act) which places responsibility to gain and maintain the competence to provide the credit activities authorised by a credit license.

An engaging, innovative approach which meets the consumer credit education requirements of the corporate regulator.

We recognise that employers are increasingly looking for candidates who are aware of the challenges of being a successful credit representatives and responsible managers. Often a candidate’s Qualification is the only evidence that they possess the technical knowledge and skills requirements to conduct themselves professionally as an authorised representative.

With a Mentor Education qualification you have confidence in the fact that you will be equipped with the skills and knowledge gained from a credible industry-endorsed program that employs best practice assessment standards, helping you graduate at the leading edge of your chosen field.

Course Entry Requirement

This is an open entry course with no pre-requisite qualifications.

Course Outcome(s)

This course helps you to:

  • Proactively assess clients loan applications
  • Assist clients through the lending process.
  • Provide tools that protect clients and ensure the clients suitability.

Who Should Enrol?

The program is for successful credit representative, loan officers, responsible managers and brokers who wish to offer consumer credit advice, It has a strong practical, experiential focus which encourages application of principles.

  • The courses can be tailored to meet the needs of credit licensees, organisations and institutions.
  • It is also appropriate for candidates who intend to become credit representatives and responsible managers;

Course Durations

It is expected that students will spend 650 hours in learning and related activities if completing on a full-time basis over 6 months. Students who have extensive industry experience will be expected to complete it in a shorter period.

Course Outline

This course introduces credit management, works through the lending process and examines the agreements you will require to implement the loan.

Credit Management

  • The Australian Financial System
  • Responsible Lending Conduct Obligations
  • The Lending Process
  • Commercial Lending Practice
  • Consumer Lending Issues
  • Applying Principles of Professional Management
  • Time Management and Business Development
  • Problem Loans Management
  • Risk Management

Units of Competency

Core Units

  • Assess credit applications
  • Establish and maintain appropriate security
  • Manage and recover bad and doubtful debts
  • Utilise the legal process to recover outstanding debt
  • Manage overdue customer accounts
  • Resolve disputes
  • Apply principles of professional practice to work in the financial services industry
  • Conduct individual work within a compliance framework
  • Implement risk management strategies

Elective Units

  • Promote understanding of the role and effective use of consumer credit
  • Process customer complaints
  • Implement customer service standards
  • Manage personal work priorities and professional development


We have designed our assessment activities in line with best practice standards to help you deliver quality advice outcomes to your clients.

Assessment

Assessment tasks may be a combination of:

  • Multiple choice questions
  • Short answer questions
  • Case study and scenario responses
  • Projects, Portfolio
  • Role Plays
  • Practical Demonstration
  • Journal and Self-reflection exercises

FLEXIBLE DELIVERY OPTIONS: NATION-WIDE

Mentor specialises in providing professional education and training services to you anywhere, any-time. We appreciate that learning needs differ for each individual and organisation, which is why we allow you to select the approach that works best for you.

The Certificate IV in Credit Management course is the default qualification for the credit, lending and broking industry. If you want to graduate at the leading edge of this field with the skills and knowledge to get ahead in the industry, then this is the course for you.

Online
  • No hidden costs
  • Self-paced
  • Start anytime
  • Online assessment
  • 1300 phone support

$416.00
$520.00

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Terms and Conditions
* Unless stated otherwise, this offer is only for select online Certificate, Diploma, Advanced Diploma qualifications, Short Courses and Skill sets listed on this web page and requires full upfront payment. Unless stated otherwise, no payment plans available for discount offers. Unless stated otherwise, no discounts available for Workshops. Unless stated otherwise, to be eligible for discounts, you will need to have fully paid for your course enrolment before 19/12/2018, 4pm AEDT. Cannot be used in conjunction with other offers/existing quotes or applied to past enrolments. Discounts are based on recommended retail price listed on the Mentor Education website as at 12/11/2018. Restricted to the first 100 student enrolments.

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TESTIMONIALS

Great company to complete online learning with.
Education had a flexible approach to my programme and helped me with all my queries. I know I have taken a few years to complete my DFP but it was worth the time since I had no cut off time. I am planning in doing my ADFP soon. I would recommend "Mentor Education" to anyone that is interested.

Nancy Gansalvez

You can actually talk to a Teacher!
I completed my Diploma of Financial Planning RG 146 with Mentor last year long distance while still working, they were very helpful and there when ever I needed help. You can actually talk to a Teacher or email them. They are polite and always check by email to make sure you were happy with their help, and to email back if not. Great 110% service. I had to use "another company " for another course because the Boss paid for it and honesty there was 0 service, no teachers at all and rude/money hungry people.

Andrew Hughes

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